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 Follow this simple recipe and you’ll stay on top of the family finances in the least time and with the least hassle. Aaron Freeman / Money Talks News

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. Last year, a NerdWallet survey found that 84% of Americans with a monthly budget spend beyond it. So what gives? If you have a budget, shouldn’t that help you stay on track? Maybe it’s less about creating a budget and more…

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