You Need to Hear This Warren Buffett Quote About Saving Money

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Warren Buffett, famed investing genius and CEO of Berkshire Hathaway, has shared a lot of financial wisdom over the years, but one quote about saving money has stuck with me more than any other:Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
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Click here to read our full review for free and apply in just 2 minutes. “Do not save what is left after spending, but spend what is left after saving.”It’s simple, yet it completely changed how I think about money. If you’ve ever struggled to save or felt like your paycheck disappears too quickly, this mindset shift could be exactly what you need.Why this quote hit me hardI used to save whatever was “left over” after covering my bills, going out, and buying things I didn’t really need. But most months, there was little or nothing to save. I kept telling myself I’d save more next month, but “next month” always looked the same.Buffett’s quote made me realize I was doing it all backward. The key to saving is paying yourself first — before bills, before fun, before anything else. It’s a simple habit that can completely transform your finances.Why a high-yield savings account is a game-changerBuffett isn’t just about saving — he’s about making your money work for you. That’s why keeping savings in a high-yield savings account (HYSA) is a no-brainer. According to the FDIC, the average savings account rate is 0.41%, but HYSAs currently offer rates above 4.00% — that’s nearly 10 times the national average (or more).Let me break down how big that difference can be:$10,000 in a regular savings account (0.41% APY) — earns $41 per year.$10,000 in a HYSA (4.00% APY) — earns $400 per year.That’s free money. And over time, those extra earnings really add up — the beauty of compounding is that your interest earns interest.Where to find the best high-yield savings accountsNot all savings accounts are created equal. To get the best bang for your buck, look for:A high interest rate: Aim for around 4.00% APY or moreNo monthly fees: You don’t want fees eating into your savingsEasy access to your money: For emergencies or big goalsWant to start earning more on your savings? Check out the best high-yield savings accounts today and make sure your money is growing instead of sitting idle.Prioritize your savings todayWarren Buffett’s advice is simple: Make saving your priority, not an afterthought. When you save first, automate the process, and use a high-yield savings account, you set yourself up for financial success without even thinking about it.I wish I had taken this advice sooner, but the good news is, it’s never too late to start. Try it for just one month and see how much easier saving becomes — you might be surprised at how fast your money starts to grow.Alert: highest cash back card we’ve seen now has 0% intro APR into 2026
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes. We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has positions in and recommends Berkshire Hathaway. The Motley Fool has a disclosure policy.”}]] [[{“value”:”

Warren Buffett, famed investing genius and CEO of Berkshire Hathaway, has shared a lot of financial wisdom over the years, but one quote about saving money has stuck with me more than any other:

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

“Do not save what is left after spending, but spend what is left after saving.”

It’s simple, yet it completely changed how I think about money. If you’ve ever struggled to save or felt like your paycheck disappears too quickly, this mindset shift could be exactly what you need.

Why this quote hit me hard

I used to save whatever was “left over” after covering my bills, going out, and buying things I didn’t really need. But most months, there was little or nothing to save. I kept telling myself I’d save more next month, but “next month” always looked the same.

Buffett’s quote made me realize I was doing it all backward. The key to saving is paying yourself first — before bills, before fun, before anything else. It’s a simple habit that can completely transform your finances.

Why a high-yield savings account is a game-changer

Buffett isn’t just about saving — he’s about making your money work for you. That’s why keeping savings in a high-yield savings account (HYSA) is a no-brainer. According to the FDIC, the average savings account rate is 0.41%, but HYSAs currently offer rates above 4.00% — that’s nearly 10 times the national average (or more).

Let me break down how big that difference can be:

• $10,000 in a regular savings account (0.41% APY) — earns $41 per year.
• $10,000 in a HYSA (4.00% APY) — earns $400 per year.

That’s free money. And over time, those extra earnings really add up — the beauty of compounding is that your interest earns interest.

Where to find the best high-yield savings accounts

Not all savings accounts are created equal. To get the best bang for your buck, look for:

• A high interest rate: Aim for around 4.00% APY or more
• No monthly fees: You don’t want fees eating into your savings
• Easy access to your money: For emergencies or big goals

Prioritize your savings today

Warren Buffett’s advice is simple: Make saving your priority, not an afterthought. When you save first, automate the process, and use a high-yield savings account, you set yourself up for financial success without even thinking about it.

I wish I had taken this advice sooner, but the good news is, it’s never too late to start. Try it for just one month and see how much easier saving becomes — you might be surprised at how fast your money starts to grow.

Alert: highest cash back card we’ve seen now has 0% intro APR into 2026

This credit card is not just good – it’s so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

Click here to read our full review for free and apply in just 2 minutes.

We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
Motley Fool Money does not cover all offers on the market. Editorial content from Motley Fool Money is separate from The Motley Fool editorial content and is created by a different analyst team.The Motley Fool has positions in and recommends Berkshire Hathaway. The Motley Fool has a disclosure policy.

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