This post may contain affiliate links which may compensate us based on your interaction. Please read the disclosures for more information.
Credit cards can be a powerful financial tool—if used wisely. These five smart strategies will help you manage debt, avoid unnecessary interest, and keep your finances on track.
![Woman holding credit card and bills, worried about debt](https://www.moneytalksnews.com/workers/images/width=1920/wp-content/uploads/2024/06/16232006/shutterstock_2257093595-scaled.jpg?s=7fbe3c6e088df07c43d093f6e4702552e2a1b68fbdc4065ceabf6b0ee09ae490)
Credit card debt is increasing, and with rising interest rates, managing balances has become more important than ever. As economic conditions shift, many people find it harder to keep up with payments, making it essential to take proactive steps to stay in control. Whether you’re working to pay down existing debt or simply want to use credit wisely, smart financial habits can help you avoid…