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 Even if rates remain low at your current bank, that could be about to change. pathdoc / Shutterstock.com

After many years of miniscule returns, banks are finally giving savers a decent return on their money. And even if the rates at your bank haven’t bumped higher yet, that might change soon. The failures of two banks — Silicon Valley Bank and Signature Bank — caused many customers at small and midsize banks to pull their money out and put it into larger banks perceived as safer.

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