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Market downturns are unsettling, but they don’t have to derail your financial plans. Here’s what experienced investors do when stocks take a dramatic dive.

The stock market just took a nosedive, with the Dow Jones Industrial Average losing 890 points and other stock market indices falling as much as 4% on Monday. You’re probably feeling that familiar knot in your stomach as you watch your portfolio value shrink. Whether it’s your first market correction or your fifteenth, these sudden drops never feel good. Today’s plunge might be tied to…