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Retirees appear to be changing their minds about the best age to claim Social Security benefits.

Retirees appear to be getting a little shrewder about when to claim Social Security benefits. Nearly half of baby boomers (45%) and members of Generation X (46%) plan to apply for Social Security benefits at their full retirement age, according to Northwestern Mutual’s 2025 Planning & Progress Study. Significantly fewer older Americans plan to claim benefits as soon as possible (28%