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 These loans often have a bad reputation, but are the drawbacks as bad as they seem? fizkes / Shutterstock.com

Editor’s Note: This story originally appeared on MortgageResearch.com. The Federal Housing Administration (FHA) loan program is a fantastic homebuying program. It allows many buyers with lower credit scores and incomes to buy a home. But are there downsides to this program compared with a conventional loan?

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