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Home insurance isn’t technically required anywhere in the U.S. But “going bare” comes with serious risks. Nicoleta Ionescu / Shutterstock.com
With homeowners insurance costs skyrocketing lately, more folks are considering forgoing coverage to save money. According to the nonprofit Insurance Information Institute (III), 88% of homeowners this year are covered, but that figure has dropped from upwards of 95% just a few years ago. Home insurance prices nationwide spiked about 20% this year alone according to recent estimates.
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