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 Expectations about retirement don’t necessarily align with the reality of living in the golden years. fizkes / Shutterstock.com

Life is full of surprises, and retirement is no different. Recently, the Employee Benefit Research Institute published its 34th annual Retirement Confidence Survey. The survey of more than 2,500 adults included both workers and retirees. As it turns out, workers’ expectations about retirement differ greatly from the lived experience of those who have actually reached their golden years.

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