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Review this checklist immediately. Today’s uncertain housing and job market conditions complicate decisions about revising mortgage terms.

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. With mortgage rates slowly falling and housing prices cooling in many markets, homeowners wonder if now is the right time to refinance. Given the latest jobs report and economic outlook, the timing for getting the…