Time to Refinance? 3 Secrets Lenders Don’t Want You to Know

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 Whether you’re taking out a new mortgage or refinancing an old one, mortgage companies hope you won’t read this. William Potter / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. If you’ve been waiting to catch a break on home loans, you’re in luck. Mortgage rates on 30-year loans topped out this year at close to 8%, but have recently dropped by nearly a full percentage point. Which makes now an ideal…

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