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 The expense most likely to cause headaches during retirement is probably not what you think. Robert Kneschke / Shutterstock.com

Many people worry about how they will cover rising health care costs in retirement. But medical services are unlikely to be your most vexing expense during your golden years. Instead, there is another cost that will probably have a more unpredictable impact on your wallet. And it’s not even close. Expenses related to your home are far and away the most volatile cost that retirees face — five times…

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