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Debt can sometimes be hard to avoid in retirement. TeodorLazarev / Shutterstock.com
Talk to just about any financial adviser, and they will urge you to enter retirement without debt. But while a goal of beginning your golden years in the black is laudable, the reality can be very different. A recent survey of 1,998 American retirees between the ages of 62 and 75 found that many of these retirees have debt. Some folks likely ran out of time to pay off their debts before retiring.
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