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 Home and auto insurance costs were already climbing — now tariffs could make premiums worse. Here’s what’s driving the spike and how to stay ahead. 

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Home and auto insurance premiums have surged in recent years. Thanks to President Trump’s sweeping new tariffs, those rates could climb even higher — and sooner than many consumers realize. From building materials to auto parts, tariffs raise the cost of what insurers pay when you file a claim. And while your insurance company may not import lumber or car bumpers directly…

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