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 Their track record for biting may limit your policy, increase its premiums, or even put it into jeopardy. rosemaryandpine / Shutterstock.com

Energetic dogs are one thing — but wild, unpredictable dogs are in a whole other category. A large dog that hasn’t learned its manners can easily knock someone over, causing injury. And unfortunately, dog bites are a common reason behind insurance claims, which can cost serious money to settle. Some insurers will raise your homeowner’s policy rates and some will even revoke your home insurance…

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