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 A surprise change by the federal government technically means a 33% reduction in your ability to accumulate this type of inflation-protected savings. Asier Romero / Shutterstock.com

In recent years, many Americans have discovered the joys of investing in Series I government savings bonds. The bonds earn interest based on both a fixed rate and a variable inflation-based rate, the latter of which has made them popular in this era of rising prices. However, the U.S. Treasury recently made it tougher to build up inflation-protected savings through these bonds…

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