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 Insurance rates are through the roof. Would you spend 20 minutes to save $800? S_Photo / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. If you haven’t paid much attention to your insurance in a while, you could be wasting major bucks. The cost of car insurance has increased significantly over the last few years, and the same is true for homeowners…

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