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 With savings accounts paying less than a 1% return, dividends can provide a steady stream of cash without having to dip into your principal. pathdoc / Shutterstock.com

Editor’s Note: This story originally appeared on NewRetirement. There are many guidelines around on how to draw down your savings in retirement (the 4% rule, the multiply-by-25 rule), but what if you don’t have to spend your savings? You can generate retirement income with dividend stocks. Dividends can provide a steady stream of cash without having to dip into your principal. However…

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