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 You’ve done everything right. Don’t blow it by making this one fatal financial error. ViDI Studio / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. During the past four years, I’ve watched two elderly relatives navigate their final years in vastly different ways. One spent three years at an assisted living facility of her choice, and when she died, she left a nice inheritance…

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