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 Big differences by breed also reflect the costs of care without pet insurance. Sotek / Shutterstock.com

If you’ve owned more than one dog, you may have learned the hard way that some pooches need vet visits more often — and rack up bigger bills when they’re there. And such variations aren’t necessarily random. In fact, our research on the best pet insurance companies confirms how much a dog’s breed can help predict its medical costs down the road. For example, you’ll pay more for pet insurance…

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