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 Before you panic, get informed. Here’s what you must know about the debt ceiling and what you can do in a worst-case scenario. Jim Barber / Shutterstock.com

Editor’s Note: This story originally appeared on NewRetirement. “The ceiling is falling! The ceiling is falling!” It is hard to know if the news of the debt ceiling is akin to Chicken Little’s misunderstanding or an actual looming crisis. (In the story of Chicken Little, an acorn hits her head and she mistakes it as a sign that the sky is falling, leading her to spread hysteria throughout the…

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