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Original Medicare as well as Medicare Advantage beneficiaries are bypassing their drug coverage and using this option instead. wichayada suwanachun / Shutterstock.com
Medicare beneficiaries almost always have prescription drug coverage — either through a stand-alone Part D plan or rolled into a Medicare Advantage plan. So, why are so many people paying for prescriptions out of pocket instead of using their insurance? The Commonwealth Fund, an independent research organization, delved into that question as part of its Health Care Affordability Survey.
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