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It is that time of the year where people are scrambling around in all of the retail stores, buying gifts and going out of their way for the upcoming Christmas holiday. Everyone has their Christmas lists ready to go and bombarding the retail stores early, in hopes of getting some deals on the gifts they have had in mind for weeks for their loved ones. Some people are pushing their household expenses aside and spending much-needed money just to satisfy one day. What do you do to make sure that you aren’t “robbing Peter to pay Paul” or borrowing money after it is all over? In spite of wanting to see another person happy, gift giving should not supersede the necessary bills that need to be paid on a monthly basis.
Christmas Holiday Saving Tips
It’s Only One Day
Keep in mind that it is only one day and that your kids (nor your spouse) need everything that they’ve asked for and desire at this time. You don’t need to buy every single thing they’ve asked for in order to make it a great day.
Get Out Early
If you are insistent on buying gifts, be sure to get out early to catch some of the sales. You may run into some things at discounted prices.
Think Dollar
Shop early for your Christmas dinner meal and purchase things that are on sale at the grocery store. Go to the Dollar Tree or Family Dollar to buy seasonings, pie fillings, canned goods and many different kinds of holiday decor at a lower price. If you have small children, Family Dollar has a nice selection of toys that you can get that are nice but inexpensive for kids of all ages. Everything doesn’t need to be name brand but affordable.
Shop Online
Shopping online for products is a good idea because you can budget better mentally, save time by not being in long lines at a physical store. Remember to keep in mind how much something will cost down the road at an extended date.
Just Say NO!
SAY NO! Your kids and everyone else don’t need everything that they asked for concerning Christmas. You can always buy things after the holiday or on their birthdays. You will find that things go on sale after the holidays.
Get Gift Certificates
You can always give people gift certificates and allow those family members to pick out their own stuff.
Stay On Budget
Stay on your budget and pick a certain amount to spend and leave the rest of the money at home. You can’t spend extra or unnecessary money if it is not in your pocket or purse.
