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Big life changes often mean reevaluating your health insurance. Learn how different plans work so you can choose the best coverage for your needs—without unnecessary costs or surprises.
Choosing a health plan isn’t just about signing up during open enrollment. Major life changes—like starting a new job, getting married, or having a baby—can require you to select or update your health insurance at any time. Not all health plans work the same way. Some have lower premiums but strict in-network requirements, while others offer more flexibility at a higher cost.
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