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Credit cards offer many conveniences and protections, but sometimes it’s simply smarter to keep the plastic tucked away. Krakenimages.com / Shutterstock.com
Many credit cards offer a slew of incentives to consumers who use them — from cash back and other rewards to zero liability in case of fraud. But credit cards are not always your best form of payment, especially if you aren’t great with debt. In many cases, you are better off keeping the plastic tucked away. For some readers, this advice comes too late. If you are already facing a mountain of debt…
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