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As you go on your journey to financial freedom, you may find a few areas of personal finance a bit intimidating or challenging. However, with the right tools and resources, your prosperity venture can be a fun ride.
Here are a few of my favorite financial resources to help you with saving money, investing and restoring credit.
SAVING MONEY
AUTOMATE YOUR SAVINGS
Digit App
Digit is designed to help you save small bits of money over time. Digit analyzes your spending and automatically saves the perfect amount every day, so you don’t have to think about it. You can use the money you save in your Digit account for a summer vacation or small emergencies like car repairs.
Qapital is a complete financial solution, allowing you to stick to your money goals, save and invest for the future, and spend confidently in the present, all in one seamless app. Your Qapital Goals account helps you meet your Savings Goals — just connect your funding account, choose Goals you would like to save toward, and apply Rules that automatically send money toward your Goals.
EARN CASH BACK FOR ONLINE PURCHASES
Rakuten (formally Ebates)
With Rakuten (formally Ebates) you can earn free cash back for just making purchases like how you normally would online. All you do is click on a store that you want to shop at through their portal (they have TONS of stores such as Wal-Mart, Amazon, Macy’s, CheapTickets.com, etc.), and shop just like how you normally would. Rakuten makes a commission for referring you to the store you just shopped at, and they give you some of that money back as a thank you. Plus, when you sign up through our link, you receive a free $10 cash back!
INVESTING
START INVESTING FOR $5
Acorns app
Acorns App automatically invests your spare change and lets you invest as little as $5 any time or on a recurring basis into a portfolio of ETFs. Your investments are then diversified across more than 7,000 stocks and bonds, and Acorns automatically rebalances your portfolio to stay in its target allocation.
INVEST IN INDIVIDUAL STOCKS
Robinhood app
Robinhood is a free-trading app that’s ideal for investors who want to trade stocks, options, exchange-traded funds and cryptocurrency without paying commissions or fees. The service is innovative, cutting out nearly all costs that are typically associated with investing.
CREDIT
CREDIT RESTORATION SERVICES
C.A.R.E.
Credit Account Restoration Experts, LLC is passionate about helping consumers improve their credit to reach their ultimate financial goals and dreams. Whether you want to buy a home, purchase a new car or start a business, C.A.R.E. is budget-friendly and ready to help you improve your credit.
What are some of your favorite financial resources? Share them in the comments below.