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 There are online tools that can make answering this question so much easier. Prostock-studio / Shutterstock.com

Editor’s Note: This story originally appeared on Living on the Cheap. According to a 2021 survey from tech care company Asurion, the cellphone is now an essential item for Americans, overtaking their vehicle or refrigerator. Makes sense when you consider that you can’t do a group text with Uber or Lyft. So whenever a new phone model comes out (like the latest iPhone last week)…

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