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 The reason to wait on collecting benefits may be bigger than you think. Andrii Zastrozhnov / Shutterstock.com

Most of us count down the days, months, and even years in anticipation of starting Social Security. In fact, besides qualifying for Medicare, perhaps the retirement event many most look forward to is the day we can start receiving these benefits. These song lyrics come to mind: However, retirees today may be relying too heavily on Social Security and starting the benefit too soon.

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