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 Workers might soon have more power to decide where employer contributions end up. Dean Drobot / Shutterstock.com

A recent IRS ruling that applies to one company could open the door for millions of workers to decide exactly where their employer retirement contributions end up. The ruling gives employees at one company the ability to earmark these contributions for one of four things: Employees at the company who do not specifically designate where the money should go will see it funneled into their…

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