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Don’t cancel that credit card just yet. Find out if switching your account might be your smarter move. P Stock / Shutterstock.com
Editor’s Note: This story originally appeared on The Penny Hoarder. Thinking about ditching one of your credit cards? Before you close the account, consider upgrading or downgrading your credit card instead. In general, you can upgrade or downgrade your current credit card to a different card with the same company. Maybe you’re tired of paying that $95 annual fee for a card you don’t really use…
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