How to Tell Whether Paid Loyalty Programs Are Worth It

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 Paid loyalty programs could just siphon money from your wallet — or do your spending habits make them worth it? Prostock-studio / Shutterstock.com

Restaurants and retailers are rewarding repeat customers and trying to bring in new ones with paid loyalty programs. Businesses such as Target, Walmart and even Chuck E. Cheese promise exclusive benefits and an elevated customer experience with these programs. But is the minimum $7.99 monthly fee for Chuck E. Cheese really worth the discounts on food and other perks? Maybe, maybe not.

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