How to Safeguard Your Home (and Wallet) Before a Disaster

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 Not having enough coverage can be a big mistake. Andrey_Popov / Shutterstock.com

Home is where the heart is. It also can be where the heartache is when disaster strikes. Long before something goes wrong, you need to ask, “How much homeowners insurance do I need?” Homeowners insurance protects your home and possessions against a variety of perils. This includes damage, theft and natural disasters such as floods, hurricanes, fires and earthquakes.

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