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 Trying to time the market is basically impossible. Do this instead. metamorworks / Shutterstock.com

New year, new bull market… hopefully. The S&P 500 — an index of stocks often used as the benchmark to measure how U.S. stocks are doing overall — kicked off 2022 near an all-time high before tumbling and ending the year down 19.4%. You likely heard the term “bear market” recently, as the S&P 500 officially fell into one in June. Now, it’s 2023, and the stock market is still struggling.

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