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 If you’re not using the latest policy comparison tools, you’re probably paying too much. Prkash Pictures / Shutterstock.com

A home is the most valuable thing most of us will ever own, and it’s filled with costly possessions. Insurance covers the value of the building — including upgrades — and our belongings. You’ve probably seen that the cost of insuring your home has jumped lately — at least in the places insurers aren’t running away from entirely. As we recently reported, rates in May 2023 were up an average of 21%

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