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 If you’re failing at creating a spending plan you can live with, maybe you’re trying too hard. Aaron Freeman / Money Talks News

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. According to at least one survey, as many as 80% of Americans prepare a budget. Even if you don’t believe that statistic, it’s probably safe to say that 80% of Americans have at least thought about having a budget. So…

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