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 The best time to begin increasing your retirement income is right now. Ruslan Huzau / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. When it comes to retirement, unless you’re rich, you’re worried about whether you’ll have enough. We all are. That’s why it’s crucial to take steps now to maximize your Social Security and minimize your pre- and post-retirement…

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