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 Explore the many variables that go into factoring how much you need to save. Lucky Business / Shutterstock.com

Editor’s Note: This story originally appeared on NewRetirement. We all ask the question, “How much do I need for retirement?” It is a very hard question to answer. The difficulty lies in the fact that it varies greatly depending on how long you live. Will you live to be 100 or 85? How long will your spouse live? First, let’s look at the bad news and good news about living to 100.

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