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 Americans expect a smaller refund this year, but still have big plans for the money. Kues / Shutterstock.com

About 60% of middle-income families expect a tax refund this year, according to a new survey. But how will they spend that windfall? Recently, financial services firm Primerica asked middle-income families in the U.S. about their finances. During the process, Primerica learned how the nearly 1,500 adults surveyed expect to spend their tax refund. For the purpose of the survey…

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