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 A home equity loan can help you consolidate and pay off the rest of your debt, letting you focus on the more important things. Dragana Gordic / Shutterstock.com

Editor’s Note: This story originally appeared on NewRetirement. Home equity (how much you owe on your mortgage subtracted from how much your home is worth) can be a useful and often overlooked retirement asset. If you have holes (things you want or need to fund) in your retirement plan, they can perhaps be filled with your home equity. Too many people have not saved quite enough for a secure…

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