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 In many parts of the country, home insurance rates are spiking 50% or more. Take these steps now to ensure you’re getting the best deal. Sean Thomforde / Shutterstock.com

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. The other day, one of my friends who lives on a small, fixed income revealed something shocking: She recently was forced to drop her homeowners insurance. She simply could no longer afford it. She’s not alone.

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