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 Here’s what every gift giver and receiver should know about exchanges or returns with these major stores. Uber Images / Shutterstock.com

Editor’s Note: This story originally appeared on The Penny Hoarder. There’s a lot to stress over when it comes to holiday shopping. Staying within budget, dealing with big crowds and long lines, figuring out what on earth you can get for Great-Aunt Margaret, who’s regifted every single thing you’ve ever given her … The last thing you need is the headache of dealing with complicated return…

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