This post may contain affiliate links which may compensate us based on your interaction. Please read the disclosures for more information.
Are you sick of an expensive grocery bill? You’re not alone. Find out what changes one writer is making to save money when buying groceries.
Image source: Getty Images
I plan to shop at my local grocery store chain as little as possible this year. A complete breakup is impossible, because this chain sells some items I can’t buy at other nearby stores. Since I have Target and Aldi locations near my home, I plan to do most of my grocery shopping at these stores. I’ll rely on my local chain to fill in the gaps. Let me explain why.
I’m sick of overpaying for my groceries
I’m well aware that rising food costs are a nationwide issue. But I’m a savvy shopper who uses mobile apps and sales fliers to track pricing trends at various retailers in my community. I’ve noticed for a long time that my local grocery chain has much higher prices overall.
Stores like Aldi and Target continue to sell many grocery items at a reduced cost. Sure, some items are occasionally cheaper at the local chain, but generally, I can expect to pay more when I shop there. While the local chain has more convenient locations and a better selection of food and other goods, I end up paying more for the same food I can get elsewhere.
This week, I researched a few of the same grocery items available at Target and my local chain to compare their prices. For the most part, prices were cheaper at Target.
Take a look below:
Buying these essentials at Target would save me $7.50. I imagine the savings will add up if I habitually do most of my grocery shopping at retailers like Aldi and Target. I’m committed to altering my shopping habits to boost my savings account balance.
Pay attention to your spending
Paying attention to prices when shopping is essential. Paying a bit more may not seem like the biggest deal, but it all adds up. Every time you pay more than necessary, your personal finances are impacted.
Do you want to stop overspending on groceries in 2024? You can use your local retailer’s mobile apps to research product pricing and view sales fliers before you go to the grocery store. Doing this can help you make a grocery list that allows you to stay on budget. Shopping at more affordable stores could help you keep more money in the bank.
One final tip: Use a rewards credit card at checkout. If you’re paying for your groceries with a credit card, ensure it earns rewards. You can earn points, miles, or cash back on your spending. Check out our best cash back credit cards list to learn more.
Alert: highest cash back card we’ve seen now has 0% intro APR until 2025
This credit card is not just good – it’s so exceptional that our experts use it personally. This card features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!
Click here to read our full review for free and apply in just 2 minutes.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.Natasha Gabrielle has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Target. The Motley Fool has a disclosure policy.
More from my site
3 Reasons to Join Costco This November
Don’t Miss Out on These 5 Holiday Deals at Costco While They’re on Sale
Here Are the 3 Big Differences Between Costco and Sam’s Club
Could a 0% APR Card Help if You Can’t Pay Your Auto Repair Bill?
5 Little-Known Ways to Earn More Cash Back
Should You Roll Over Your Old 401(k)? Here’s What to Consider
