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 Having an HSA can be a savvy means to cut medical costs and save for retirement. Prostock-studio / Shutterstock.com

Editor’s Note: This story originally appeared on NewRetirement. A health savings account or HSA is a medical savings account that is attached to a high deductible health insurance plan (HDHP). It can be a savvy way to save money by reducing your overall medical spending. It can also have compelling retirement savings benefits. Money can be deferred into an HSA account on a pre-tax basis just like…

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