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This article “Confession of a Financial Fornicator” was originally featured in Upscale Magazine’s October issue. I’m looking forward to providing financial tips and advice in upcoming issues. Also, check out my articles via UpscaleMagazine.com.
As a financial executive, I had a dirty little secret. I was giving financial advice to people, but I was committing the financial sin of living paycheck to paycheck. I was overextended and overspending. Everything I was telling my clients to do, I wasn’t even doing for myself. I was solving other people’s money challenges, but not my own. I was committing “Financial Fornication.”
I was financially promiscuous with multiple credit cards and ended up contracting Financial STDs (Substantially Tremendous Debt).
I had an unstable relationship with Savings. I didn’t really have a savings account. Rather, I had a Sidepiece account that was tied to my main checking account. When my main checking account could not give me what I wanted, I tapped the ASSET of the sidepiece account to spend. Sidepiece accounts weren’t built for savings.
I was unfaithful to my financial goals. I was a financial fornicator.
The reality is that I love spending money. Transactions are orgasmic for me. Spending is my financial language.
There’s nothing wrong with spending money. But anything in excess can be dangerous and unhealthy. I learned this lesson the hard way when both my money and my credit divorced me.
I had a real mental health issue called Denial. But when I faced the real problem in the mirror, I decided to execute the financial tips that I gave to my clients. And … IT WORKED! I turned intimidating financial concepts and topics into funny and relate-able solutions in my book, “Financial Fornication.”
When I changed my mindset about money and credit, I realized I had the power to improve my cash flow, eliminate debt and secured the financial stability.
Today as a financial educator, known as Madam Money, I teach individuals, couples, families, students, entrepreneurs, etc. the FUNdaMentals of money, credit, insurance, investments, and entrepreneurship.
I look forward to providing helpful and practical financial tips that will help you reach your financial goals and live the life of your dreams.
Send me your questions and look for my articles on UpscaleMagazine.com.
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