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 There are two major differences for people who use this payment method, research suggests. Ground Picture / Shutterstock.com

It feels like magic: You just wave your phone at checkout or tap it on the payment processor, and you’re done. But the fact it’s so easy might be a problem, research suggests. This technology, part of what’s called “frictionless payments,” could be changing consumer behavior. “Frictionless payments are financial transactions where the payment process is designed to be as easy and quick as…

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