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 Cost of living and salary make a big difference when it comes to paying off debt — see which cities make the top of the list for both and more. Mix and Match Studio / Shutterstock.com

Editor’s Note: This story originally appeared on Upgraded Points. As inflation continues to squeeze household budgets and makes paying for basic living expenses challenging, many are turning to credit cards to help cope with increasing expenses. American consumers now owe $986 billion on their credit cards, surpassing the pre-pandemic high of $927 billion. And while Americans have been relying on…

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