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 It’s possible — but not necessarily easy — to get out of a Medicare premium surcharge. Anatoliy Cherkas / Shutterstock.com

One of the biggest surprises for some new Medicare recipients is having to pay far more in premium costs than they ever imagined. Higher-earning recipients often have to pay surcharges on their Medicare premiums, which are known as income-related monthly adjustment amounts, or IRMAAs. These charges apply to both Part B (the part of Medicare that covers outpatient care like doctor visits) and Part…

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