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 Most of us will run into these questions at some point. Here’s what you need to know. Milan Ilic Photographer / Shutterstock.com

Social Security is complicated. Partly that’s because there is a lot of terminology unique to Social Security, like “full retirement age.” It’s also because Social Security is a forward-looking program that has plenty of time to change before you retire. The Social Security program has already gone through a great deal of change in the past century, and what was true for your parents may not be…

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