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 Goldman Sachs predicts stocks will earn only 3% annually over the next decade. That’s less than a third of its historical return. 9nong / Shutterstock.com

Planning for retirement is all about making accurate assumptions. But forecasting the future is always tricky. Even large, sophisticated financial firms like Goldman Sachs turn out to be wrong sometimes. That said, their latest prediction might worry long-term investors banking on the stock market growing their retirement accounts. Equity strategists at the giant New York-based investment bank…

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