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 Follow these steps to switch comfortably from a lifetime of saving to spending. JLco Julia Amaral / Shutterstock.com

Editor’s Note: This story originally appeared on NewRetirement. Terror about retirement spending is not uncommon. In fact, most people are worried about spending their nest egg and running out of money. After all, you have been conditioned for decades to earn, not spend. You were probably a teenager when you opened your first paycheck and officially started the cycle of earning and spending…

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